Many people start off the new year with the goal of saving more money. However, saving money is easier said than done (especially if you love shopping like we do). If you have an iPhone, there are a few apps that will make your feel richer without even trying. Some of these apps analyze your finances and help you invest and spend your money. Other apps squirrel away small sums of money at a time. All of them will help you be a little more financially responsible. And don’t worry, we won’t tell if you use the extra savings to buy a new handbag.
Shopkick is an app that rewards you for shopping. You can earn kicks (points) by simply walking into stores. Get extra kicks for scanning items, submitting receipts and referring friends. Redeem your points for gift cards to your favorite stores. Download the app here.
Mint is a brilliant app that allows you to manage your money all in one place. All you need to do is link your bank accounts and the app will track investments, remind you to pay bills and help you budget. Check it out here.
Acorns helps you save and invest small amounts of money on a regular basis. It does this by rounding up your purchases and investing the change. The app also analyzes your financial situation and creates the best investment plan for you. Sign up here to get started.
BUDGT keeps track of your expenses and tells you how much money you can spend each day, taking into account what you have already spent during the current month. It's a super-easy way to keep tabs on your spending. Check it out here.
Digit checks your spending habits and removes a few dollars from your checking account. (There's a no-overdraft guarantee, so you don't have to worry about the app transferring more than you can afford.) Then use your savings for a trip or another big purchase. Sign up here.
Level Money works by helping you plan ahead for essentials like rent and bills and then lets you set a target savings goal. It tells you exactly how much of your money is "spendable." Learn more here.
View all your accounts in one place and track your credit score using Prosper Daily. Bonus: The app also protects you against identity theft. Learn more here.