A minimal collar necklace serves as a fail-safe finishing touch for an outfit that needs a little extra something. (As demonstrated by It-girl Olivia Palermo, who effortlessly sasses up her monochromatic look with one simple, silver neckpiece.) You may have officially decided you need it, but bear in mind that the cool-girl approved accessory does not pair easily with any and every top in your closet, it takes smarts to find an appropriate neckline. Below, not only did we track down the very same bauble that Olivia was spotted rocking (you’re welcome), we also rounded up the best types of tops to wear the tricky add-on with. These separates play well with this season’s ample helping of leg-baring skirts and summer shorts—so no judgement if you decide to add a few to your e-cart on your way out.
The Must-Own Collar
Capwell + Co Collar Necklace, $42
Wear Olivia's affordable collar necklace with one of the below tops for a perfectly polished ensemble.
High-Neck
Zara High-Neck Top, $20
Channel the '90s—with a modern spin—by pairing the sleek choker with a high-neck, racerback tank.
Collared Button-Up
Theory Printed Shirt, $255
For added edge, layer your neckpiece between the shirt and its collar.
Strapless
Intermix Strapless Top, $245
A minimal, strapless style echoes the architectural vibe of the metal bauble.
Deep V-Neck
Ellery Wide-Sleeve Top, $1595
A nearly bare chest is the perfect canvas for a minimal, collar necklace.