If You Want To Keep Your Finances In Order, Check Out This Money App — STAT
They just make “cents.”
by Natalia Lusinski
Updated:
Originally Published:
Tim Robberts/Getty
Mint
Not only is Mint free, but it can sync up all your accounts — checking, savings, bills, etc. — so you can see where your money is going. Plus, it categorizes your spending and warns you when you’re reaching spending limits.@mintapp
YNAB
YNAB stands for You Need A Budget and you can allot part of each paycheck into different categories (whether it’s bills or savings goals) and also set spending targets (like saving up $1,000 for a trip and regularly adding money to that category).@youneedabudget
Robinhood
Robinhood is an easy-to-use, commission-free stock trading and investing app. There’s no minimum deposit to open an account (but you’ll need to add money before you start trading). They also offer instant deposits, so you can start investing without having to wait days for your money to arrive.@robinhoodapp
Stash
Stash is ideal for first-time investors and you can start investing for as little as $5. You can invest in Exchange Traded Funds (ETFs) and individual stocks, and the app also allows you to buy fractional shares of stocks if you cannot afford a full share (of a big company like Amazon).@stash_app
Digit
Digit can help with budgeting, saving, and investing. It assesses your money and then will move some from checking to savings based on what its algorithms come up with. You can also set savings goals and use it to pay down debts. @digit_app
Acorns
With Acorns, you can invest with as little as $5 a month and round up your purchases so your spare change is invested, too. The app then does the work and your investments get diversified among more than 7,000 stocks and bonds. @acorns
EveryDollar
EveryDollar is from Ramsey Solutions (as in personal finance guru Dave Ramsey) allows you to enter your income manually, as well as any payments (unless you sign up for Ramsey+). You also get access to spending reports and debts so you can better track your expenses.@everydollar
Qapital
With Qapital, you can create savings “rules” — like every time you dine out, the app adds money to your savings. You can also round up purchases and make investments in an ETF portfolio. And if you’re a visual person, you can add photos to your savings goals (like a beach for “Trip to Hawaii”).@qapital